The Bank of England reduced the base rate by 0.25 percentage points to 4.50% on Thursday 6 February 2025. Find out how this affects your mortgage or savings account here.

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calculators.

Mortgages can be complicated, so it’s best to be prepared. Our mortgage calculators are a useful tool for providing guidance but should not be used as decision makers, nor can they tell you definitively whether you can afford a mortgage or not.

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