Repayment calculator.
Here to help
Monthly mortgage repayment calculator.
If you’ve got a specific mortgage deal in mind and want to see how much your mortgage might cost each month, you’re in the right place. With our mortgage repayment calculator you can input some basic details and get an idea of the monthly repayments, whether you’re borrowing on a capital and interest repayment basis, interest only or part and part.
Of course, the actual repayment figure may differ so this calculator should only be used as a guide. During your mortgage application you’ll be given full details about what your mortgage will cost in your European Standardised Information Sheet (ESIS), so be sure to check this document carefully.
Using our mortgage repayment calculator.
When entering your mortgage amount you will need to specify whether you have a capital and interest repayment loan, an interest only loan or part and part. An interest only loan means you are only paying the monthly interest due and not clearing the mortgage capital – you will still owe the same at the end of the mortgage as you did at the start, and you will need to have an alternative repayment strategy in place (such as a pension lump sum or a second property).
Our calculator is based on certain assumptions, such as the interest rate being fixed for the full mortgage term, and should only be used as an indicative figure. Your current interest rate may be variable, or you may revert to a Standard Variable Rate when your current interest rate expires.
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Monthly repayment £XX
Please note: The results are for illustration purposes only.
This monthly repayment calculator should only be used as an indicative figure. It does not constitute a guarantee of your mortgage repayments or that you will be able to secure the mortgage you require.
More information before you apply for a mortgage.
A mortgage is often the biggest financial decision you’ll make, so it helps to have all the information at your fingertips. We’ve put together some useful guides, tools and resources to help you before and during the application process.
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We have conversations, not algorithms.
Our decisions are made by experts, not computers. We need to calculate the financials, but we understand there’s more behind a mortgage than then numbers on a page. We can’t promise to lend to everyone and anyone, but we’ll consider all applications on an individual basis.
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